Equifix credit reporting company security breach

Criminals may attempt to exploit the Equifax security breach by claiming to be from Equifax or other financial institutions.

Equifax Inc. announced a major security breach on September 7, 2017.

This cybersecurity incident may impact 143 million U.S. consumers. Equifax states that the information accessed on their system primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.  In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.



Read more information about the Equifax breach at their cybersecurity incident and important consumer information website.

What criminals and hackers may do to take advantage of the Equifax security breach.

  • They may send phishing emails claiming to be from Equifax. The email may includes links to check your compromised data.
  • They may send an email about a problem with a credit card, credit record, or financial information.
  • They may make telephone calls claiming to be from your bank or credit union.
  • You may see fraudulent charges on your credit cards because of your stolen identity.

Protect yourself from the Equifax hack

  • Visit www.equifaxsecurity2017.com to help determine if your information has been potentially impacted.
  • Call the Equifax dedicated call center at 866-447-7559 to answer any questions. The call center is open every day (including weekends) from 7:00 a.m. – 1:00 a.m. EDT.
  • Get a free copy of your credit report by visiting https://annualcreditreport.com.
  • File your IRS tax returns early as possible. Filing early will prevent someone else from filing a tax return using your data.  Since social security numbers were taken, tax fraud is a possibility. Pay close attention to any correspondence from the IRS.
  • Monitor your bank and credit card accounts closely for unauthorized charges. Immediately call your bank or credit card company if you do not recognize charges.
  • Consider placing a freeze on your credit files. A freeze will help prevent someone from opening new accounts using your stolen credit data. Read more at the Federal Trade Commission credit freeze Frequently Asked Questions site.
  • Consider enrolling in the complimentary identity theft protection and credit file monitoring offered by Equifax. This is 12 months of free monitoring of credit records for victims, via a monitoring service called Trusted ID.

 Federal Trade Commission Identity Theft Plan pamphletFree download from the Federal Trade Commission

 

6 Thoughts to “Equifax Security Breach Exploited by Scammers”

  1. Simon Crowe in Asia

    This is great advice Glen and I think you for help protect people from online phishing scams like these.

    I especially want to second your point about calling Equifax directly if in any doubt.

    Do not respond to an email or any communications they’ve had with you if you’re suspicious, instead go to their official website, get their number ad call them directly, this way they can either confirm the email you received was actually from them or you can report it.

    1. Glen

      Thanks, Simon. I appreciate you taking time to read and comment.

  2. Marco San Juan

    Hey Glen,

    Thanks for this. I’ve been a victim of identity theft before and am very aware of the hassle that one would have to go through to sort things out.

    I appreciate your post because I was not aware of it. Does this apply to all of North America (USA and Canada)?

    It’s very disappointing that in today’s world that there are a ton of scammers. Am glad to see individuals like yourself who are looking out for people like me.

    All the best,
    Marco

    1. Glen

      Hi Marco, unfortunately the Equifax data loss included approximately 100,000 Canadians. “We apologize to Canadian consumers who have been impacted by this incident,” said Lisa Nelson, president and general manager of Equifax Canada.

  3. Arie

    Thank you for this informed article!

    I have seen a ton of these scams everywhere and they are easy to be fooled by at first, however, after seeing a bunch of them, I started recognizing some of the common things they claim such as information being at risk.

    Although I do not have much experience using Equifax, I encountered a similar scam through Windows 10 where I booted up my laptop one afternoon to hear a voice coming through saying my information may be at risk and that I would have to call a number and pay a fee to get rid of it. Luckily I found out that it was a scam before I went ahead and called that number.

    1. Glen

      I appreciate you stopping by and commenting, Arie. Just shows that we cannot be too careful because of the many scams around. Seems like every time there is a disaster or incident, the criminals find a way to take advantage of people.

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